So... let me get this straight....

You are 50.
Your wife is pregnant.
You have a toddler.

You have apparently had financial difficulties for some time now, yet you are deciding now to have 2 children?
Also, you have 5 extra mouths to feed through animals. I understand you love your pets, but find them a good home. I wouldn't just give a pet away to a pound either, but a relative or friend is probably in a better situation to care for those animals.

What about savings? If you are 50, surely you have been saving for retirement, right? What happened to that?

Let's think about these children for a minute, too. You will be nearly 70 by the time they finish high school. Are you in any position to support them through college, or while they find acceptable employment?

And what about the computer here that you are on now. You have a computer, and some form of internet access. I guess that is essential to life? Unless the computer is a way you are making money, it isn't.

Maybe I am out of line here... but I guess I just have that kind of self-sufficient-at-all-costs mindset.